Segway Scooter also known as Ginger and IT in past is a battery operated electric vehicle that runs on two wheels and can reach a maximum speed of 20.1Km/h. Dean Kamen invented this scooter, featuring patented auto balance and tilt-movement technology. To ride this, first step up on the scooter and then you have to lean in either direction front or backward so that Segway will take you forward and backward respectively.
It’s indeed a great invention in the field of transportation as it’s just the excellent combination of comfort ride and fun at the same time. Its requirement is not only limited to big shot companies like Google or industrial sites where employees get to ride Segway scooters around the premises but these nifty machines have gradually placed their roots among small companies and individuals too.
Although it’s supposed to be a safe way of moving from one place to another with their unique technology making them balance automatically but when it’s your unlucky day anything can happen with you! Although since its launch the officials from Segway were claiming that their scooters are totally safe and couldn’t be stolen because of encryption system but the question is that why would you like to risk your five thousand dollar investment get broken into two pieces by getting under a car or some other accident?
That is why many insurance companies are coming up with easy Segway insurance policies where you can buy yourself an insurance plan and keep your investment safe from any damage. The reportedly number one Auto Insurance Company Progressive had signed a contract with Segway itself to provide insurance cover for Segway Scooters.
As for now insurance companies are offering three types of Segway insurance policies, which are a) Liability only, b) Both Liability & Comprehensive, c) The Full insurance cover, which will bundle the features of Liability, Comprehensive Cover and financial protection in case of collision too.
Although, some of the buyers might already have their Segway scooters covered. It might be covered under their current insurance policies over possessions or auto insurance, in case you already have your home insured or you own auto insurance policy, you should consult the insurer to ask whether your Segway insurance is included in their policy or if it could be added into some other category in your policy itself.
In some Europeans countries, it’s also illegal to run Segway scooters without having custom bike insurance over them and at some places an age limit is enforced according to which you have to be older than a specific age (usually sixteen) to cruise on such an electric scooter.
There are several insurance companies covering Segway scooters in different categories like leisure vehicle, you just need to consult them and get a quote on your Segway scooter insurance. Another insurance giant USAA (United Services Automobile Association) includes medical cover for the rider along with full coverage for theft of your Segway Scooter.
So go ahead, find yourself a suitable Segway insurance policy and protect your precious investment from getting shattered in some unfortunate circumstances.
